The Best-Laid Plans
Wednesday, August 29th, 2007The original plan: Supposedly it’s cheaper, for insurance, to leave my car registered in PA and have it noted that it’s being driven in MD. I was under the impression, as was true I believe with NH (but maybe I was somehow wrong there - I don’t recall my info source), that if the car is not titled in your name, you’re free to change your license without worry about changing the car registration if it’s not in your name.
Not true in MD. If you drive a car with out-of-state plates in MD for 60+ days, you have to either have it titled and registered in the state, or apply for a non-resident permit. But to qualify for the permit, you have to have an out-of-state license. I wasn’t planning on keeping my PA license, because I didn’t want to have to pay PA taxes on top of the MD taxes I’m already paying. So, I have 3 avenues to pursue here. There’s apparently a “dual registration” which I’ll have to look into for further details, as the brochure is rather vague. I can search the PA tax code to see if I have to pay taxes if I keep the license, even though I’m studying/working and paying taxes down here, and apply for the permit. Or I can have mom sign over the car (which, when dad signed the metro over to me, was a pain in the ass cuz it had to be notarized), get my insurance policy changed to my name (cuz if the car’s in my name, the policy has to be - learned that the hard way), and change the title and registration to MD and get a MD license.
And how did I find this out? I went to get a dog license and happened to see a brochure with the title “NOTICE TO CAR-OWNERS WITH OUT-OF-STATE LICENSE PLATES”. Isn’t that something the University might want to warn people about? It’s a $280 fine.
